So you think your employer wants you gone, and you’d like a decent severance on the way out. The signs are familiar: a reorg that put you under someone who never wanted you, meetings that stopped appearing on your calendar, a performance plan with goals you can’t realistically hit. You also think they wronged you, and you don’t see why their decision should be the thing that puts you in a financial hole.
So you’re considering getting ahead of it: walk into HR, say what everyone already knows, and ask for a package.
You can do that. Here is what it can cost.
What happens when you ask your employer for severance
Telling a company you want to leave tells them you don’t want to be there — and wanting out is, on its own, a perfectly good reason for a company to let someone go. Right now they may only suspect it. Once you say it plainly, they have a clean and entirely legitimate explanation for moving on from you, and they can use it whenever it suits them. There is a way to bring this up without handing them that, but it takes care, and it’s much easier to get wrong than right.
If they don’t fire you, you’re still there. You go back to work the next day. Your manager knows you asked to leave, and so does HR. How far past them it travels depends on the company, and you may spend a while wondering. You’d likely keep doing the job well anyway, because you might need a reference from these people. And you do it while feeling like a guest somewhere you gave a lot to. Then you go home, and get up, and do it again, for as long as you need the job.
Staying takes value out of the claim. In most employment claims the damages are lost wages, because the other kinds — punitive damages especially — are rare. You can’t claim wages you’re still collecting. When there’s no real money lost, it gets much harder to find anyone willing to take the claim on — including the agency you’d file it with.
Why staying employed weakens your claim
The EEOC’s bottom tier, Category C, covers “charges that further investigation likely will not result in a finding of discrimination, including charges where we do not have jurisdiction, the charges are self-defeating, or the allegations are not credible.” Those get closed quickly, “often at intake — so that resources can instead be devoted to ‘A’ and ‘B’ charges.”
Self-defeating is the phrase to sit with. Without a firing there’s no termination, no cut in pay, no adverse action to hang the claim on — so what reaches the agency may be a pattern you can describe but can’t hand over, attached to the fact that you still hold the job you say they’re pushing you out of. On paper, that can read as an ordinary workplace dispute rather than a violation.
The merits aren’t the only thing driving the sorting, either. Reporting by the Center for Public Integrity found 30% of charges against private companies and local government agencies landed in that bottom category — a designation that, in its words, effectively guarantees “no probes, mediation or other substantive efforts.” Of roughly 27,000 charges in that group, fewer than one in two hundred produced any relief for the worker. One attorney who represents workers told CPI the prioritization “oftentimes has nothing to do with the merits of the case,” and a thirty-year EEOC attorney described the practice as sending cases to the “killing fields.”
None of this is a secret. Your employer’s counsel is likely to know it, and to advise accordingly — which is part of why saying no costs the company so little.
Why quitting and claiming constructive discharge rarely works
The next thought may be to just leave. Quitting generally forecloses back pay unless you can prove constructive discharge — conditions so intolerable a reasonable person would have felt compelled to resign, under Pennsylvania State Police v. Suders (2004).
The bar isn’t just high — it’s through the roof. A study of federal rulings published in the Journal of Employment and Labor Law collected where courts have drawn the line:
| What the employee alleged | Court’s answer |
|---|---|
| Sexual assault, then ostracism and management inaction (Tatum v. Arkansas) | Not enough |
| Repeated sexual harassment requiring a transfer (Aryain v. Walmart) | Not enough |
| Passed-over promotions, retaliation, forced relocation (Fischer v. Avanade) | Not enough |
| Racial comments and imagery (Smith v. Fairview Ridges Hospital) | Not enough |
| Came back from vacation to find her office packed up and converted into storage — the firing had already been decided (EEOC v. Univ. of Chicago Hospitals) | Enough |
| A manager publicly threatened to break the whistleblower’s legs, and the employer responded by sending her on paid leave for her own physical safety (Neal v. Honeywell) | Enough |
Source: Journal of Employment and Labor Law, vol. 12 — study of federal constructive-discharge rulings.
While being sidelined and set up to fail is genuinely awful to live through, courts have not tended to treat it as the same thing. The study’s authors conclude constructive discharge has become “nothing but a legal fiction in wrongful termination claims except in the most egregious cases,” and the same research reports 73% of summary judgment motions in employment cases are granted to the defendant. Without a firing date or clear lost wages, and with that standard to clear, most lawyers who work on contingency won’t take the case.
Whether asking for severance counts as protected activity
The ask carries more weight when it’s framed as a complaint — that you believe you’re being pushed out because of your age, race, disability, pregnancy, or because you reported something. That’s protected opposition under EEOC guidance, so long as you raise it reasonably and hold a good-faith belief that what you’re objecting to is unlawful. If the company moves against you after that, what it does could fit the definition of retaliation. The tradeoff is that a company that hears you might have a claim will often start building its own file that same week.
The hard part is what you actually say: you have to make clear you aren’t quitting and haven’t checked out, and you have to get across that you think this is ending and you want terms. A common version of it sounds something like I love this job and want to stay, but I can tell you want me gone, so let’s talk about an exit. An HR director may take the first half as a bargaining move and the second half as a decision you’ve already made. What lands could be someone quitting and asking to be paid for it, who has just suggested there’s no risk in saying no.
What to consider before asking for severance
Are you sure they’re going to fire you anyway?
If you’ve misread the situation, you could spend the next year working for people who now know you tried to leave.
Is your filing clock already running?
The deadline starts when the thing you’d complain about happened, not when you eventually leave. So if you’ve already been demoted, passed over, or written up for reasons you believe were discriminatory, that clock started then and is running now. Charges generally have to reach the EEOC within 300 days in states with a fair-employment agency, and 180 days in Alabama, Arkansas, Georgia, and Mississippi. Waiting months to be fired can quietly cost you the claim you already have.
Can they actually pay?
A small company may simply not have severance money to give, however reasonable your ask. Size cuts the other way too: Title VII and the ADA apply to employers with 15 or more employees, and the ADEA at 20. Below those thresholds federal law may not reach your employer at all, though many state agencies set lower ones.
What can a deal like this realistically produce?
You’re trying to get paid without taking any further legal action, and that ceiling is lower than most people assume. Severance averaged 19.3 weeks across industries in 2025 according to Challenger, Gray & Christmas, with individual contributors typically under ten. On the claims side, research on federal discrimination cases puts the median settlement near $30,000, and roughly 6% of filed cases ever reach a trial. An ask somewhere in that territory has room to move. One well above it tends to end the conversation.
Could you stay if the answer is no?
Since quitting rarely leaves you with much, this question probably deserves more weight than people give it.
Why a company would pay severance before it has to
Severance offered to an employee a company wants to move on from is a business decision, priced against the cost of a few awkward months and whatever the company considers fair.
Severance paid to settle a documented legal problem is something else entirely, priced against what that problem could cost them. It’s the same conversation in the same room, and the numbers usually aren’t close.
Which of the two you’re in depends largely on what you already have: the timeline, the coworkers treated better than you, the documents, and whether anything has happened that the law counts as an adverse action. Those are things you can work out ahead of time.
How Thurgood helps with severance negotiations
Thurgood represents employees as Authorized Justice Practitioners before the EEOC, OSHA, the Department of Labor, and state civil-rights and labor agencies.
Talk to us before you talk to HR. We’ll look at what you have, tell you whether it’s a case we’d take, and walk you through how claims like yours generally work — the deadlines, what the record needs to hold, where your situation is strong and where it’s thin. If we take it on, we build that record and make the ask for you, at a point where it carries weight.
Negotiating directly with an employer before anything is filed is its own service — see employer negotiations. CaseFile AI turns a rough account into a structured statement showing where your evidence already is and where it still isn’t. Consultations are free.
Frequently asked questions
Can I ask my employer for severance before they fire me?
What happens if they say no?
Does keeping my job mean I have no claim?
Can I just quit and file for constructive discharge?
How long do I have to file with the EEOC?
If I sign a severance agreement, can I still file?
Sources
- Center for Public Integrity — More and more workplace discrimination cases being closed before they’re even investigated
- U.S. EEOC — FY 2018–2022 Charge Report to Congress
- U.S. EEOC — FY 2020 Charge Report to Congress
- U.S. EEOC — Enforcement Guidance on Retaliation and Related Issues
- U.S. EEOC — Understanding Waivers of Discrimination Claims in Employee Severance Agreements
- Muldrow v. City of St. Louis
- EEOC v. University of Chicago Hospitals
- Neal v. Honeywell
- Journal of Employment and Labor Law, vol. 12 — Constructive Discharge
- Nielsen, Nelson & Lancaster / Contexts — When discrimination goes to court
- Challenger, Gray & Christmas — Benchmarking severance in 2025
Brandon Burns is the founder of Thurgood, a non-attorney employee-advocacy firm that builds evidentiary records for workers before federal and state administrative agencies. This article is general information about how administrative claims work. It is not legal advice, and Thurgood does not provide legal advice or attorney services.